Privacy Policy

Last updated: March 20, 2026

This Privacy Policy describes how Fiscal Analytics Malaysia collects and uses your personal information. We are committed to protecting your privacy and handling your data responsibly. This policy outlines what information we gather, how we use it, and the rights you have regarding your data.

Information We Collect

We collect information in several ways to provide and improve our services. When you visit our website, we gather data about your browsing behavior, including pages visited, time spent on pages, and interaction patterns. This helps us understand how visitors use our platform and identify areas for improvement.

We may collect personal information you voluntarily provide, such as when you subscribe to our newsletter, request information about Malaysian government securities and debt management, or contact us with inquiries. This information may include your name, email address, organization, and specific interests in fiscal analytics and sovereign credit ratings.

• Browsing data and usage analytics
• Email address and communication preferences
• Device and browser information
• Geographic location data
• Information about your interests in public debt and fiscal policy

How We Use Your Information

We use collected information to deliver relevant content about Malaysia’s debt-to-GDP ratios, government securities market, and fiscal sustainability. Your data helps us personalize your experience and provide insights aligned with your interests in sovereign credit ratings and public debt management.

We analyze usage patterns to optimize our website’s performance, enhance user experience, and develop new features. We may use your information to send updates about changes to our services, security notices, and information about fiscal analytics developments. All communications respect your stated preferences and applicable regulations.

• Delivering personalized content and recommendations
• Improving website functionality and user experience
• Sending newsletters and updates
• Analyzing usage patterns and trends
• Responding to your inquiries and requests

Your Rights

You have the right to access, correct, or delete your personal information at any time. We respect your privacy and provide mechanisms for you to control your data. You can request a copy of the information we hold about you, ask us to correct inaccurate data, or request deletion of your information subject to legal obligations.

You have the right to withdraw consent for marketing communications, opt out of analytics tracking where permitted, and restrict how we use your information. We do not sell your personal data to third parties. Your information is used solely to enhance our services and your experience with our platform focused on Malaysian fiscal analytics.

• Access your personal data
• Correct inaccurate information
• Request data deletion
• Opt out of marketing communications
• Withdraw consent at any time

Cookies and Tracking

We use cookies to enhance your browsing experience and understand how you interact with our content about Malaysian government debt and fiscal sustainability. Cookies help us remember your preferences, maintain session information, and improve our website’s functionality. These small data files are stored on your device and help personalize your visits.

You can control cookie settings through your browser preferences. Most browsers allow you to refuse cookies or alert you when cookies are being sent. However, blocking cookies may affect certain website features and functionality. We use analytics cookies to understand visitor behavior and marketing cookies to deliver relevant content about public debt management and sovereign credit ratings.

• Session cookies for website functionality
• Analytics cookies to track usage patterns
• Preference cookies to remember settings
• Marketing cookies for targeted content

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security protocols include encryption, secure servers, and restricted access to sensitive data. We regularly review and update our security practices to maintain the highest standards of data protection.

While we strive to protect your information, no security system is completely impenetrable. We encourage you to use strong passwords, protect your login credentials, and contact us immediately if you suspect unauthorized access to your account. We maintain incident response procedures to address any potential security breaches promptly and transparently.

Third-Party Links

Our website may contain links to external websites and resources related to Malaysian fiscal policy, government securities, and credit rating agencies. We are not responsible for the privacy practices of these third-party sites. We encourage you to review the privacy policies of any external websites before providing your personal information.

When you leave our website to access external resources about sovereign credit ratings or public debt management, our privacy policy no longer applies. We recommend exercising caution and reviewing the privacy statements of external sites to understand how they handle your data.

Policy Updates

We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. The “Last updated” date at the top of this policy indicates when we last made significant changes. We will notify you of any material changes through email or prominent notice on our website.

Your continued use of our website following any updates constitutes your acceptance of the revised Privacy Policy. We recommend reviewing this policy regularly to stay informed about how we protect your information. If you do not agree with any changes, you may discontinue using our services.