Disclaimer

Last updated: March 20, 2026

This Disclaimer applies to the use of Fiscal Analytics Malaysia and its content. We provide information for general purposes only and make no warranties regarding the accuracy, completeness, or timeliness of the material presented on this platform. Our website focuses on public debt management, sovereign credit ratings, government securities markets, and fiscal sustainability analysis for Malaysia. We strive to deliver high-quality information, but users must understand the inherent limitations and risks associated with financial data and analysis.

No Professional Advice

The information, analysis, and data provided on our platform should not be construed as professional financial, investment, legal, or economic advice. We do not offer personalized recommendations, and nothing on our website constitutes a recommendation to buy, sell, or hold any securities or financial instruments. Users who require specific professional guidance regarding Malaysian government securities, debt instruments, or fiscal policy decisions should consult with qualified financial advisors, economists, or legal professionals.

We present historical data, credit rating assessments, and debt-to-GDP ratios for informational and educational purposes. Market conditions, government policies, and credit ratings can change rapidly. Users are responsible for conducting their own due diligence and seeking appropriate professional counsel before making any financial or investment decisions based on the information available through our platform.

Limitation of Liability

To the fullest extent permitted by applicable law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our website, including but not limited to losses resulting from reliance on the accuracy of information, market analysis, or credit rating data presented. This includes damages for lost profits, business interruption, or any other loss, even if we have been advised of the possibility of such damages.

Our liability, if any, is limited to the amount paid by the user for services, if applicable. We make no representation that our website or its content is error-free, secure, or uninterrupted. Users access our platform at their own risk. We disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. By using our website, you acknowledge and accept these limitations of liability and assume all associated risks.

Content Accuracy and Changes

While we endeavor to provide accurate and current information regarding Malaysian public debt, sovereign credit ratings, government securities markets, and fiscal sustainability metrics, we do not guarantee the absolute accuracy of all data. Credit ratings from international agencies, government debt statistics, and economic forecasts are subject to revision. We reserve the right to modify, update, or remove any content without prior notice.

Users should verify critical financial information through official government sources, credit rating agencies, and regulatory bodies before relying on it for decision-making purposes. We may update this Disclaimer at any time to reflect changes in our practices, legal requirements, or operational policies. Your continued use of our platform following any modifications constitutes your acceptance of the updated terms.